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Commercial Auto Insurance

An Overview of Commercial Car Insurance

Good commercial car insurance is designed for vehicles that are used in the operation of a business. This coverage helps to safeguard a policyholder from liability issues and from expensive repair bills when a commercial vehicle is involved in an accident of some kind.

Who Benefits

Commercial auto insurance is tailor made for all types of businesses that, in some way, need to use vehicles for business operations. It is often required by law as well, but is also important to help ensure business owners can face the many potential legal, medical, or repair costs that can result from accidents or other issues. Both large and small businesses can use this type of important protection.

Types of coverage

Liability insurance protects both drivers and passengers of commercial vehicles and provides help in handling others’ medical costs that are a consequence of accidents and other unexpected loss-causing events involving a driver employed by the covered company. Collision coverage for commercial cars protects the business by paying for repairs to the company car that result from a crash with other vehicles or objects. Comprehensive coverage provides protection against anything that happens to the vehicle outside of it being driven. For instance, this coverage can compensate for damages resulting from vandalism, fire and severe weather events. Roadside assistance and towing is another option, among many others, for commercial cars, such as replacement vehicle help, gap insurance, personal injury coverage, vehicle content protection and more. Speak with an insurance professional for more information.

Big Benefits

Businesses are often counseled to purchase the best commercial auto insurance policies their budgets can afford and, as a result, are often rewarded with terrific benefits. Liability coverage protects them from litigation that’s connected to the use of company’s vehicles. The company can also receive compensation for vehicle repair or replacement costs.